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My Favorite Quotes

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 Gary Akright - “You need to factor in the (interest-rate) differential, as well as the costs of refinancing.”
 Gary Akright - “For the last couple of months, I've been contacting clients and giving them that opportunity. You're getting much more bang for your buck doing a fixed-rate mortgage than doing an adjustable-rate mortgage.”
 Gary Akright - “They typically had a game plan in mind. A lot of them are still hesitating. Until they really see it starting to move up significantly, it's very difficult for them psychologically to move away from that.”