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My Favorite Quotes
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 Kurt Czarnowski - “With survivor benefits, it's based on the deceased spouse's work and earnings, not yours.”
 Kurt Czarnowski - “It's safe, secure, regular and you never have to worry about it.”
 Kurt Czarnowski - “There's nothing that compels you to give them your number, however, there is equally nothing in the law that requires them to provide you the service if you don't present your (Social Security) number.”