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 David Garis - “There's little headroom for inflation to move up from here without breaking through the Reserve Bank's 2 percent to 3 percent target range.”
 David Garis - “Credit growth looked to have stabilized last year, now it's accelerated again and it's a fast pace. The housing sector may be starting to pick up again and that's a sign of renewed confidence.”
 David Garis - “The all too clear messages ... are that they are still concerned that there will be some rise in the underlying rate of inflation and, that given that outlook, they are nowhere near considering any easing in monetary policy.”
 David Garis - “The economy was struggling to gain traction at the end of last year. We think growth will be restrained in the Australian economy, keeping inflation pressures in check and keeping the Reserve Bank on hold for some time yet.”